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Food, Beverage and Agriculture

We help over 2,000 global food, beverage, and agriculture businesses with tailored risk management and insurance solutions.

Insights on emerging risks and trends

Our multidiscipline teams can provide you with regular, in-depth insights on emerging risks and trends affecting the food, beverage and agriculture industries and the insurance marketplace.

Whether your concerns are environmental or geopolitical, we can help you understand how they may affect your business.

Our goal is to help you stay ahead of events by looking beyond the headlines to help you implement the right risk solutions for your organization.

Cost control

Our evaluation and analysis of your risk exposures can provide insights that help to minimize the total cost of risk to your business.

Addressing geopolitical risks

Addressing geopolitical risks

The food and beverage industry faces increasing geopolitical risk. Conflicts in Europe, the Middle East and Africa have exacerbated those risks, impacting markets well beyond those operating in the region.

Simultaneously, several other geopolitical trends, such as tariffs and other trade barriers, are also impacting the food, beverage and agriculture industries, highlighting the need to understand global and local political risks.

At the same time, several other geopolitical themes, such as tariffs and other trade barriers, are also impacting the food, beverage and agriculture industries, highlighting the need to understand global and local political risks.

Our geopolitical risk team can help you address your exposures to such conflicts and keep you aware of developments beyond the headlines.

Navigating supply chain disruption

Navigating supply chain disruption

The food, beverage and agriculture industries face a growing number of challenges, from natural disasters to political problems, trade disputes and human and animal pandemics. It also faces traditional risks like product recalls, factory and warehouse fires. Any of these threats can interrupt production and delivery, which could devastate a business that operates on tight schedules and margins.

48% of executives cited business interruption and 40% supply chain among the greatest internal risks to business success over the next two years.

WTW Global Food, Beverage and Agriculture Risk Report 2025[1]

Managing these supply chain risks has become a top priority, with just-in-time methods facing increasing scrutiny.

You need a partner with a deep understanding of supply chains. We have multiple teams across WTW that can help you, including:

  • Marine
  • Transportation and logistics
  • Pandemic response and resilience
  • Non-damage business interruption

Public and political awareness of business’ impact on the environment has increased pressure on the food,beverage and agriculture industry to improve environmental standards and reduce pollution leaching into rivers and seas.

Our environmental team can help you address these environmental risks.

Meanwhile, the sector is acutely affected by the changing climate. Extreme weather events, like droughts and floods, are already affecting property risks, and how and where food and beverage producers source raw materials.

Furthermore, the transition to a low-carbon economy is creating significant changes in economic activity, asset values and profitability across the world.

These shifts mean both identifying and executing optimal choices on low-carbon transitions are increasingly complex. We offer a wide range of climate consultancy services and tools that can help food, beverage and agriculture businesses address these challenges:

  • Climate Quantified analyzes all of your climate risks to show how they affect your operations and assets. It also evaluates the impact of climate risks on your supply chain partners and customers, bringing a new level of clarity to your decision making and how you communicate managing climate-related risks.
  • Climate Diagnostic can assess the likely risks at particular locations over time, based on future climate trends and scenarios.
  • Our Crop Risks and Opportunities Platform (CROP) uses layers of geodata, such as soil pH, salinity and temperature, to model the suitability of growing a crop in a location in different future time horizons and climate scenarios.

Protecting your automation from cyber risks

Related capabilities

Contaminated products insurance for food and beverage companies

Our solution can support and complement your risk management strategy by minimising the financial repercussions of a product crisis and enabling brand recovery.

Cyber insurance for food, beverage and agriculture

Cyber-attacks on food and drink companies are increasing as technology becomes embedded in every part of the sector. WTW can help you assess, quantify and protect against these exposures.

Environmental insurance for food, beverage and agriculture

Our insurance and support services can reduce the risk of pollution and biodiversity loss and protect against the costs, liabilities and reputational damage if an incident occurs.

Geopolitical risk management for food, beverage and agriculture

Conflicts and trade tensions are making the world a more unstable and challenging place for the global food and drink industry. WTW can help you understand your exposures and protect your business from the impacts.

Property Risk and Insurance Solutions

We provide you with local access to global property insurance markets, enabling you to optimize risk programs.

Stock throughput for food, beverage and agriculture

Food and beverage supply chain losses can fall through the gaps between property, cargo and storage cover. Stock throughput removes any doubt as to where coverage falls, providing seamless farm-to-table cover.